Mortgage protection insurance pays off your home loan if you’re sick, hurt, or pass away — so your family never has to choose between staying in their home and staying afloat.
It’s a life insurance policy tied directly to your mortgage — designed to pay off your home loan if something unexpected happens.
If you pass away while the policy is active, the benefit pays off your remaining mortgage balance — your family keeps the home, free and clear.
Your spouse and children won’t face foreclosure during the worst moment of their lives. No mortgage payment. No forced sale.
Many policies also cover mortgage payments if you’re diagnosed with a serious illness or become disabled — protecting more than just death.
Most healthy homeowners under 60 qualify with no health exam. A short phone call with a licensed specialist is usually all it takes.
There’s no one-size-fits-all policy. We match you to the right type based on your mortgage, health, and budget.
Coverage stays the same for the full term. Your family receives the full benefit whether your mortgage is new or nearly paid off.
Most FlexibleIf you outlive the policy term, you get every premium dollar back. Protection now — and a refund if you don’t need it.
Best Long-Term ValueMakes your mortgage payments for you if illness or injury prevents you from working. Covers the gap when life insurance doesn’t.
Living BenefitWe’re independent specialists — we shop multiple carriers so you get the right coverage at the best available rate.
Takes 2 minutes to see if you qualify. A licensed Genesis Life Group specialist will walk you through your options — no pressure, no obligation.
See If I Qualify →